Next State Pension age increases for anyone born after April 6, 1977 – full list

The next State Pension age increases have been confirmed by the Department for Work and Pensions (DWP) which will affect anyone born after April 6, 1977.

The UK State Pension age is already in the process of rising right now, going up from age 66 to 67, but a further increase is in the pipeline which will see the age increase again to 2028. The impending age increase is planned to take place between 2044 and 2026 and means younger generations face an even longer wait before they become eligible to start claiming their State Pension.

As with the current age rise, the change will be implemented in phases over a two year period, meaning those with birthdays that fall within the transitionary period will be aged 67 plus a specified number of months before officially reaching State Pension age.

The wait becomes further delayed the later your 67th birthday falls, increasing one month each time, meaning some people will only be a month or two away from turning 68 by the time they can claim their State Pension.

The DWP says the age increases take a “range of factors” into account, including life expectancy, and any changes must go through Parliament before becoming law.

Under current UK law, the age rise to 68 is scheduled to increase from 2044, but this could potentially be brought forward after the government launched a review into the State Pension age last year.

The review could potentially bring the age rise forward to between 2037 and 2039 – seven years earlier than planned. This would affect those born between April 6, 1970 and April 5, 1978, but by law, the Government must give at least 10 years’ notice before any changes take effect.

The final outcome of the independent review must be published by March 2029, but if the age rise to 68 is to be brought forward to 2037, the decision would need to be confirmed by 2027 at the latest.

But as it stands, the current plan for the State Pension age rise to 68 would see people born within the following dates become eligible for the State Pension at age 67 plus a specified number of months:

• Born between April 6, 1977 – May 5, 1977 – Reach State Pension age on May 6, 2044 [67 years and one month]
• Born between May 6, 1977 – June 5, 1977 – Reach State Pension age on July 6, 2044 [67 years and two months]
• Born between June 6,1977 – July 5, 1977 – Reach State Pension age on September 6, 2044 [67 years and three months]
• Born between July 6, 1977 – August 5, 1977 – Reach State Pension age on November 6, 2044 [67 years and four months]
• Born between August 6, 1977 – September 5, 1977 – Reach State Pension age on January 6, 2045 [67 years and five months]
• Born between September 6, 1977 – October 5, 1977 – Reach State Pension age on March 6, 2045 [67 years and six months]
• Born between October 6, 1977 – November 5, 1977 – Reach State Pension age on May 6, 2045 [67 years and seven months]
• Born between November 6, 1977 – December 5, 1977 – Reach State Pension age on July 6, 2045 [67 years and eight months]
• Born between December 6, 1977 – January 5, 1978 – Reach State Pension age on September 6, 2045 [67 years and nine months]
• Born between January 6, 1978 – February 5, 1978 – Reach State Pension age on November 6, 2045 [67 years and 10 months]
• Born between February 6, 1978 – March 5, 1978 – Reach State Pension age on January 6, 2046 [67 years and 11 months]
• Born between March 6, 1978 – April 5, 1978 – Reach State Pension age on March 6, 2046 [67 years and 12 months]
• Born April 6, 1978 onwards – Reach State Pension age on 68th birthday

The DWP said: “Under the Pensions Act 2007 the State Pension age for men and women will increase from 67 to 68 between 2044 and 2046.

“The Pensions Act 2014 provides for a regular review of the State Pension age, at least once every 5 years. The review will be based around the idea that people should be able to spend a certain proportion of their adult life drawing a State Pension. The first review must be completed by May 2017.

“As well as life expectancy, it will take into account a range of factors relevant to setting the pension age. After the review has reported, the government may then choose to bring forward changes to the State Pension age. Any proposals to do so would, like now, have to go through Parliament before becoming law.

“The government is not planning to revise the existing timetables for the equalisation of State Pension age to 65 or the rise in the State Pension age to 66 or 67. However the timetable for the increase in the State Pension age from 67 to 68 could change as a result of the review.

“In the Autumn Statement on 5 December 2013, the Chancellor announced that this government believes that future generations should spend up to a third of their adult life in retirement. This principle implies that State Pension age should rise to 68 by the mid-2030s, and 69 by the late 2040s.

“However, the government is not currently legislating for this change – these dates are indicative only, showing a general direction of travel for future State Pension age changes.”